I found a good overall article for those just looking into what to do. Many of us have our own preferences as to what we should be tightening and relaxing financially. We've read a lot and many people have come to ask what is most important. Besides the wise counsel I'm sure you'll give, consider having them look at this article. It's a good basic "I can start from here" description for those who want to tighten up financially. Go to www.beprepared.com/article.asp?ai=42&sid=LDSLA&bhcd2=1295559277
It is from Emergency Essentials, but you don't have to buy any products to enjoy their articles!
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